About us
About Your Mortgage Broker Burpengary East
Your Mortgage Broker Burpengary East is a mortgage broking service based in Burpengary East, built on a simple idea: put the licence numbers, the payment structure and the process in writing, then let borrowers judge the substance instead of the marketing.
Why We Started a Broking Business in Burpengary East
Getting a home loan in the outer corridors used to mean a branch visit, a hold queue and a product sheet with one option on it, and nobody in that queue had anyone comparing for them.
Who You Actually Deal With
A brand new business has no reviews to hide behind, so trust has to come from a named person with checkable credentials, and that person is:
The Broker on the File
You will deal with Your Mortgage Broker Burpengary East, credit representative number 370592, who owns your file personally, from the first call to settlement. Our credit representative number and Australian Credit Licence 389328 are published in the footer of this site.
Local Lending Experience
Having worked across Queensland lending, Your Mortgage Broker Burpengary East knows how local incomes, building contracts and family guarantees get assessed, which matters in a suburb where nearly half of households are mid-loan and building activity here runs close to the top statewide.
No Handoffs, Ever
Nothing gets handed off to a junior or a call centre, because the person who hears your goals right on day one is the same person who lodges the file, answers the assessor's questions and calls you personally after settlement.
How We Get Paid, in Plain English
Most people never ask how a broker is paid, and the industry quietly prefers it that way, so here is the whole arrangement on one screen, with nothing buried:
Upfront commission
Trail commission
When a fee applies
Now the uncomfortable part. Commission amounts vary a little between lenders, which is a genuine conflict of interest, and pretending otherwise would be insulting. Our answer is not to deny the conflict but to neutralise it: every recommendation comes with the reasoning, the fees and the commission arrangement in writing, so you can follow the money trail yourself before you sign anything.
Is it worth using a broker at all? The honest trade-off is that any panel, however wide, is still not every lender in the market, and a single bank branch is not either. What a broker adds is policy knowledge across many lenders at once, someone who owns the paperwork end to end, and a written record of why each option was shortlisted. For most people juggling work, family and a building schedule, that trade makes sense, and for the rest, at least the choice is an informed one.
Our Licence and Accreditations
Every claim below is a number or a membership you can verify in one phone call or one website visit, which is exactly how trust should work:
Credit Licence Status
Your Mortgage Broker Burpengary East operates as a credit representative under the Australian Credit Licence 389328 held by [LICENSEE NAME], which means every credit activity we perform is authorised, supervised and audited under the National Consumer Credit Protection Act, with oversight including audits.
Credit Representative Status
Our credit representative number is 370592, recorded publicly against [LICENSEE NAME] on the professional registers database, so you can verify our current authorisation yourself in only about a minute online before you share a single financial detail with us.
Accountable To Standards
Our work is governed by clear obligations that are published for you to read. The business operates as a credit representative, with number 370592 and Australian Credit Licence 389328 listed in the footer, so borrowers can check accountability.
AFCA Membership
We hold membership of the Australian Financial Complaints Authority, an independent external dispute resolution body, so if you ever disagree with an outcome you can take the matter to AFCA at no cost and have it decided independently of us.
How We Work With You
The same person who takes your first call carries the file to settlement and beyond, and the steps are published with real timelines: initial strategy call, fact find, shortlist, application, approval, settlement, then a review twelve months on.
Where we work
Areas We Service
From Burpengary East we work across the northern Moreton Bay corridor, including Beachmere, Deception Bay, Burpengary and Morayfield, plus the wider City of Moreton Bay by phone and video.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Burpengary East?
Your Mortgage Broker Burpengary East is a representative of Zanda Wealth Mortgage Brokers, a credit representative authorised under Australian Credit Licence 389328, held by [LICENSEE NAME]. Your Mortgage Broker Burpengary East fronts the business and handles every client file personally.
Are you licensed to arrange home loans?
Yes. We operate under Australian Credit Licence 389328 as credit representative 370592, and every credit activity we perform sits inside that authorisation, which you can verify yourself on the professional registers in about a minute.
How do you get paid if I don't pay a fee?
The lender that writes your loan pays us a commission after settlement, plus a smaller trail payment while the loan runs. Neither comes out of your pocket and neither changes what your loan costs you.
Do you get paid more for recommending certain lenders?
Commission does vary a little between lenders, and we name that conflict openly. Every recommendation comes with the reasoning and the commission arrangement in writing, so you can see exactly why a lender made the shortlist.
What happens if I have a complaint?
Raise it with us first and we will respond promptly and in writing. If you are not satisfied, you can take the matter to the Australian Financial Complaints Authority, an independent body, at no cost to you.
How many lenders can you actually access?
We work across a panel of lenders spanning major banks, smaller banks and non-bank lenders. The exact lineup we would place your file in front of depends on your situation, and we confirm that during the strategy call.
Mortgage broker for Burpengary East and the suburbs around it
Get in Touch
Call (07) 3523 7109 to talk through your situation with Your Mortgage Broker Burpengary East, or send an email and we will come back to you within one business day. The first conversation costs nothing and commits you to nothing.